:root{--ink:#111827;--ink2:#182032;--ink3:#1f2a40;--gold:#D4AF37;--gold2:#f0d37a;--ivory:#FFF8E7;--beige:#8B7D6B;--line:#2b364d;--r:14px;color-scheme:dark}
*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;background:var(--ink);color:var(--ivory);font:400 16px/1.75 Poppins,system-ui,sans-serif;-webkit-font-smoothing:antialiased;padding-bottom:env(safe-area-inset-bottom,0px)}
h1,h2,h3{font-family:'Playfair Display',Georgia,serif;line-height:1.15;margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(2.5rem,7vw,4.8rem)}h2{font-size:clamp(1.8rem,4vw,2.8rem)}h3{font-size:1.2rem}
p{margin:0 0 1em;max-width:62ch;color:#e6dfcc}a{color:inherit}.mu{color:var(--beige)}
.w{max-width:1160px;margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px;top:8px;background:var(--gold);color:var(--ink);padding:8px 14px;z-index:99;border-radius:6px}.skip:focus{left:8px}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}
.hd{position:sticky;top:0;z-index:20;padding-top:env(safe-area-inset-top,0px);background:rgba(17,24,39,.78);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid rgba(212,175,55,.18)}
.bar{display:flex;align-items:center;justify-content:space-between;height:70px}
.logo{font-family:'Playfair Display',serif;font-weight:700;font-size:1.2rem;letter-spacing:.04em;text-decoration:none;color:var(--ivory)}.logo span{color:var(--gold)}
nav{display:flex;align-items:center;gap:6px}nav a{padding:8px 14px;text-decoration:none;font-size:.92rem;border-radius:8px;color:#e6dfcc;transition:color .2s}
nav a:hover,nav a[aria-current]{color:var(--gold)}
.mb{display:none;background:none;border:1px solid var(--line);color:var(--ivory);padding:8px 14px;border-radius:8px;font:inherit;cursor:pointer}
.btn{display:inline-block;background:linear-gradient(135deg,var(--gold2),var(--gold) 55%,#b8921f);color:var(--ink);padding:13px 28px;border-radius:999px;font:600 .98rem Poppins,sans-serif;text-decoration:none;border:0;cursor:pointer;box-shadow:0 8px 24px rgba(212,175,55,.22);transition:transform .2s,box-shadow .2s}
.btn:hover{transform:translateY(-2px);box-shadow:0 12px 30px rgba(212,175,55,.32)}.btn:disabled{opacity:.6;cursor:wait}
nav a.btn{color:var(--ink);padding:9px 20px}.btn.sm{font-size:.88rem}
.btn.ghost{background:none;color:var(--gold);border:1px solid rgba(212,175,55,.6);box-shadow:none}.btn.ghost:hover{background:rgba(212,175,55,.1)}
.hero{position:relative;overflow:hidden;padding:clamp(72px,12vw,150px) 0 clamp(64px,9vw,110px);background:radial-gradient(60% 70% at 85% 10%,rgba(212,175,55,.16),transparent 70%),radial-gradient(50% 60% at 0% 100%,rgba(139,125,107,.18),transparent 70%)}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(rgba(255,248,231,.035) 1px,transparent 1px) 0 0/100% 64px;mask-image:linear-gradient(#000,transparent 85%);-webkit-mask-image:linear-gradient(#000,transparent 85%)}
.hero .w{position:relative;display:grid;gap:40px;align-items:center}
@media(min-width:900px){.hero .w{grid-template-columns:1.25fr .75fr}}
.hero h1{animation:up .9s cubic-bezier(.2,.7,.2,1) both}.hero .lead{font-size:1.15rem;animation:up .9s .15s cubic-bezier(.2,.7,.2,1) both}.hero .cta{animation:up .9s .3s cubic-bezier(.2,.7,.2,1) both;display:flex;gap:14px;flex-wrap:wrap}
@keyframes up{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}
.chart{width:100%;height:auto;max-width:420px;justify-self:center}.chart .ln{stroke-dasharray:1000;stroke-dashoffset:1000;animation:draw 2.4s .5s ease-out forwards}.chart .dot{opacity:0;animation:up .5s 2.7s forwards}
@keyframes draw{to{stroke-dashoffset:0}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.chart .ln{stroke-dashoffset:0}.chart .dot{opacity:1}html{scroll-behavior:auto}}
section.s{padding:clamp(56px,8vw,100px) 0}.alt{background:var(--ink2)}
.sh{max-width:640px;margin-bottom:40px}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.card{position:relative;display:block;text-decoration:none;padding:26px;border-radius:var(--r);background:linear-gradient(160deg,var(--ink3),var(--ink2));border:1px solid var(--line);transition:border-color .25s,transform .25s}
.card:hover{border-color:rgba(212,175,55,.6);transform:translateY(-3px)}.card h3{color:var(--ivory);transition:color .2s}.card:hover h3{color:var(--gold)}.card p{margin:0;font-size:.94rem;color:#cfc7b3}
.steps{counter-reset:s;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.steps li{list-style:none;counter-increment:s;padding:22px 22px 22px 0;border-top:2px solid var(--gold)}
.steps li::before{content:counter(s);font:700 2rem 'Playfair Display',serif;color:var(--gold);display:block;margin-bottom:6px}.steps p{font-size:.94rem;margin:0}
.chips{display:flex;flex-wrap:wrap;gap:10px;padding:0;margin:0 0 28px;list-style:none}.chips li{border:1px solid var(--line);border-radius:999px;padding:8px 18px;font-size:.92rem;background:var(--ink)}
.band{padding:clamp(48px,7vw,84px) 0;text-align:center;background:linear-gradient(135deg,#1b2437,#111827);border-top:1px solid rgba(212,175,55,.25);border-bottom:1px solid rgba(212,175,55,.25)}.band p{margin:0 auto 1.4em}
.lf{display:grid;gap:16px;max-width:620px}.row{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.lf label{display:grid;gap:6px;font-size:.88rem;color:#e6dfcc}
.lf input,.lf select,.lf textarea{width:100%;background:var(--ink2);color:var(--ivory);border:1px solid var(--line);border-radius:10px;padding:12px 14px;font:inherit}
.lf input:focus,.lf select:focus,.lf textarea:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 3px rgba(212,175,55,.2)}
.lf .ck{display:flex;gap:10px;align-items:flex-start;line-height:1.5}.lf .ck input{width:auto;margin-top:4px}.lf .ck a{color:var(--gold)}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px}
.fm{padding:0;border-radius:10px}.fm.ok,.fm.er{padding:13px 16px}.fm.ok{background:#173a28;border:1px solid #2f7a53}.fm.er{background:#431c1c;border:1px solid #8a3b3b}
.two{display:grid;gap:48px;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));align-items:start}
.ft{background:#0d1320;border-top:1px solid rgba(212,175,55,.2);padding:56px 0 24px;font-size:.92rem}
.fg{display:grid;gap:32px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.ft h3{font:600 1rem Poppins,sans-serif;color:var(--gold);margin-bottom:.8em}.ft a{display:block;text-decoration:none;color:#cfc7b3;padding:3px 0}.ft a:hover{color:var(--gold)}.ft p{font-size:.92rem}.cp{margin-top:36px;padding-top:20px;border-top:1px solid var(--line)}
.wa{position:fixed;right:18px;bottom:calc(18px + env(safe-area-inset-bottom,0px));z-index:15;background:#25D366;color:#06371a;font:600 .85rem Poppins,sans-serif;padding:11px 18px;border-radius:999px;text-decoration:none;box-shadow:0 8px 22px rgba(0,0,0,.4)}
@media(max-width:860px){.mb{display:block}nav{display:none;position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;background:var(--ink);padding:12px 22px 20px;border-bottom:1px solid var(--line)}nav.open{display:flex}nav a{padding:12px 4px}nav a.btn{text-align:center;margin-top:8px}}
.ph{padding:clamp(56px,9vw,110px) 0 clamp(40px,6vw,70px);background:radial-gradient(55% 90% at 90% 0,rgba(212,175,55,.14),transparent 70%);border-bottom:1px solid var(--line)}.ph h1{font-size:clamp(2.2rem,5.5vw,3.8rem)}.ph p{font-size:1.1rem}
.tl{padding:0;margin:0 0 1.4em;list-style:none}.tl li{position:relative;padding:8px 0 8px 28px;border-bottom:1px solid var(--line)}.tl li::before{content:"";position:absolute;left:0;top:19px;width:12px;height:2px;background:var(--gold)}
details{border-bottom:1px solid var(--line);padding:16px 0}summary{cursor:pointer;font-weight:500;list-style:none}summary::after{content:"+";float:right;color:var(--gold);font-size:1.3rem;line-height:1}details[open] summary::after{content:"–"}details p{margin:.8em 0 0}
.note{border:1px dashed var(--beige);border-radius:var(--r);padding:18px 20px;color:#d9d1bd;max-width:68ch}
.doc h3{margin-top:1.8em}.doc{max-width:760px}
.bc{display:flex;gap:8px;flex-wrap:wrap;padding-top:14px;padding-bottom:0;font-size:.85rem;color:var(--beige)}.bc a{text-decoration:none;color:#cfc7b3}.bc a:hover{color:var(--gold)}
.ckb{position:fixed;left:16px;right:16px;bottom:calc(16px + env(safe-area-inset-bottom,0px));z-index:30;max-width:720px;margin:0 auto;display:flex;gap:12px;align-items:center;flex-wrap:wrap;background:#0d1320;border:1px solid rgba(212,175,55,.4);border-radius:var(--r);padding:16px 18px;box-shadow:0 16px 40px rgba(0,0,0,.5)}.ckb p{margin:0;flex:1 1 260px;font-size:.88rem}.ckb a{color:var(--gold)}
.rv{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}.rv.in{opacity:1;transform:none}